Am I eligible for a loan?

To be eligible for a loan from Zomia, the following requirements must be met:

  • You are a citizen of Cambodia, Laos, Malaysia, Myanmar, the Philippines, Thailand, Vietnam, Bhutan, or Nepal;
  • You have been accepted to a bachelor’s, master’s, or doctoral program in an ASEAN member nation, India, Hong Kong, Japan, or South Korea (exceptions made for graduates of the Pre-Collegiate Program in Yangon);
  • You have a passport (if studying abroad) or government-issued id (if studying in your home country);
  • You have faced barriers to higher education access (financial or otherwise);
  • The amount you need to borrow for one year is more than US $500 and less than $6,000 (typically, only graduate students in one- or two-year programs ever receive close to the maximum one-year loan amount);
  • Total anticipated debt to finish your program is less than $12,000 (e.g., a 1st-year undergraduate in a 4-year program is eligible for funding up to $3,000 annually). Zomia works hard to keep total debt to a maximum of $10,000 in all cases; and
  • The requested funding will be used to cover current or future educational expenses (including living expenses while enrolled full-time).
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