How much can I borrow?

Zomia works to keep your total debt to US $10,000 or less. We’ve found this to be a reasonable amount for most graduates to repay. On average, our students graduate with less than $6,000 in Zomia debt. Loans of this amount are “safe” and consistently repaid.

The maximum one-year loan depends on how many years you have left to finish your program, but the cap is $6,000 in a single year. Generally, amounts of $5,000 to $6,000 only go to master’s students in one- or two-year programs.

Most undergraduates in three- or four-year programs receive $2,000 to $3,000 per year. Nearly all Zomia undergraduates secure additional funding via scholarships, family support, or part-time work.