Can I provide a student a scholarship instead of a loan?

No. Although we appreciate these requests, Zomia only provides loan funding. In part, this is because we believe that loans—if structured fairly—are valuable to students. They help students set goals, negotiate salaries after graduation, build credit history, and develop a sense of responsibility and investment in their education. More importantly, loan repayments help us scale to reach more students, ultimately enabling broader impact. If you’d still prefer to fund scholarships, see our partners page for a list of organizations providing scholarships to our students.

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